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Best Cd Rates 2025 Predictions For 2025. By shopping our daily ranking of the best cd rates, you can choose from dozens of options that pay 5% or better on terms lasting until 2025, or in the 4% range for cd rate locks that extend. Best cd rates of 2025 ;

Opening a certificate of deposit (cd) allows you to lock in an attractive fixed rate. Cds’ fixed rates can offer guaranteed returns for several months or years, and locking in a high cd rate can mean.